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WebFeb 10, 2024 · A cash-out refinance could provide the funds you need to eliminate any high-interest debt taking a toll on your finances. ... Credit Score Required To Refinance. In most cases, the required minimum credit score to refinance with a conventional loan is 620. But luckily, the requirements will vary for other refinancing options. ... WebApr 3, 2024 · Most lenders require a credit score of 620 to refinance to a conventional loan. FHA Loan Refinance Credit Score Requirements FHA loans have a 500 minimum median qualifying credit score. However, … WebCredit score for cash-out refinance. The lowest credit score you can have for a cash-out refinance is 640. With a higher score, you might be able to cash out more, depending … other sayings for happy birthday